🗳️ Election Done. What Now?
With the 2025 federal election now behind us, Australians expect a level of political stability not often seen in recent years. Prime Minister Anthony Albanese’s Labor Party has secured an expanded majority in the House of Representatives—a result that markets have welcomed with cautious optimism.
But what does this mean for your wallet, your investments, or even your retirement goals?
Whether you’re a business owner, investor, or everyday Australian trying to keep ahead of rising costs, this blog unpacks how the election outcome could affect you—and what you should be thinking about next.
📈 A Vote for Stability (and What Markets Are Saying)
Labor’s re-election has been viewed as a vote for continuity and policy predictability. Financial markets responded quickly:
- The Australian dollar hit a five-month high
- Investor sentiment rose on the back of a more stable policy outlook
- Analysts anticipate smoother legislative progress thanks to Labor’s stronger numbers in Parliament
While global market jitters remain (thanks to Trump 2.0 and ongoing geopolitical tensions), domestic confidence has been boosted by the prospect of fewer political roadblocks and clearer economic direction.
🔍 What Labor Plans to Do Next
The Albanese government has already outlined its legislative priorities, which include cost of living relief, energy policy reform, healthcare, housing, and education. Here’s a closer look:
💡 Cost of Living
- A $150 energy rebate for households
- A two-year freeze on beer taxes
- A $1,000 instant tax deduction for eligible expenses
🏥 Health
- $8.5 billion investment in bulk billing and Medicare
- Expansion of urgent care clinics and telehealth
- Support for mental health and aged care
🎓 Education & Housing
- 20% reduction in student debt
- Permanent fee-free TAFE by 2027
- Construction of 100,000 new homes for first-home buyers
🌱 Energy & Environment
- Targeting 82% renewable energy by 2030
- $2.3 billion in solar battery subsidies
- Greater support for green infrastructure projects
These initiatives are designed to ease financial pressure while investing in long-term national growth. But they also create ripple effects across property markets, tax planning, business decisions, and investment strategies.
🌍 The Global Picture Still Matters
While the local election result brings clarity at home, the global economic landscape remains uncertain. Labor has made it clear that international risks—like trade tensions and geopolitical shifts—are high on the agenda.
Treasurer Jim Chalmers has said the government’s focus is on managing inflation, supporting economic resilience, and strengthening Australia’s ties with key trading partners.
So, while we may not have full control over global markets, Australia’s internal settings look set for steady hands and ongoing investment in national capability.
👩💼 What Should You Be Doing Right Now?
Now is the time to reflect—not react. Here’s what I recommend:
✅ 1. Review your financial plan
Check if your current strategy still aligns with the latest policy changes. Are there tax benefits or rebates you could access? Are your investments still well-positioned?
✅ 2. Revisit your investment portfolio
Energy, infrastructure, and healthcare could be winners under this government. A diversified portfolio with some exposure to these sectors may benefit—but always consider your personal risk tolerance.
✅ 3. Update your business and tax strategy
If you’re a business owner or self-employed, there may be new incentives, deductions or compliance requirements. Don’t leave money on the table—or run afoul of new rules.
🧠 Why It’s Worth Talking to a Professional
This isn’t just about reading the news. It’s about understanding how changes in government policy affect you personally.
A financial adviser can help you:
- Optimise your tax position under new laws
- Take advantage of government incentives
- Protect your investments from short-term noise
- Plan long-term around shifts in super, property, or retirement
🎯 Think of it this way: every federal budget and election outcome changes the playing field. Good advice ensures you’re not only staying in the game—but making strategic moves that serve your goals.
Final Thoughts: Stay Informed, Stay Proactive
The 2025 election result signals continuity over chaos, but real impact comes down to how you respond.
Whether it’s reviewing your super, updating your investment strategy, or taking advantage of tax changes—now’s a great time to get ahead.
👉 Want personalised advice on how this election affects your finances? Let’s connect.