Tailored Financial Advice for Retirees and Pre-Retirees
Take Control of your Retirement — Start Planning with Confidence
Financial Advice for Australians Preparing for Retirement
✔ Make your super work harder for your future lifestyle
✔ Create a reliable, tax-effective retirement income stream
✔ Plan for a retirement that lasts – however long you live
✔ Build a retirement that funds family gifts and your travel
Take the uncertainty out of retirement.
Work with Victor – A highly qualified financial expert – to build a retirement plan that gives you freedom, security and peace of mind
ENJOY THE RETIREMENT YOU HAVE WORKED HARD FOR
Planning a secure and comfortable retirement isn't about saving - its about making sure every part of your financial plan works together to give you lasting income, financial security and peace of mind
With professional retirement planning advice, you can move forward with clarity and confidence!
Is Your Superannuation Retirement-Ready?
The earlier you actively plan your superannuation and contributions, the more confident you’ll feel approaching retirement.
Are you using all possible avenues to retire well?
We help you optimise your cash flow — balancing mortgage repayments (if any), investment properties, and savings — to build a stable, comfortable retirement plan that supports your lifestyle today and secures your future tomorrow.
Is Your Retirement Income Strategy Secure?
Your savings should work harder than you do.
We’ll help you create a reliable, tax-effective retirement income plan that minimises risk, stretches your savings, and supports your goals — for decades to come.
Is Your Retirement Strategy Protected Against Risks and Mistakes?
We simplify complex super rules, optimise your income streams, and build a resilient plan — helping you avoid costly errors and weather market uncertainty with confidence.
Ready to Make Your Retirement a Reality?
MEET VICTOR IDOKO –
RETIREMENT FINANCIAL PLANNER
Hi, I’m Victor (B.Econs (Hons) M.Com (Finance) ADFP, CFA) — a highly qualified financial planner who has dedicated the last 16 years to studying the art and science of helping Australians achieve financial confidence in retirement.
For the past 10 years, I’ve specialised in guiding pre-retirees and retirees through one of the biggest transitions of their lives: turning decades of hard work into a comfortable, confident retirement.
Growing up in a values-driven family taught me the importance of doing what’s right and supporting others. That foundation naturally led me into financial planning — a field where I could combine my love of numbers, people, and helping others achieve meaningful goals.
My mission is simple:
To help you create clarity, avoid costly mistakes, and give you the confidence to enjoy your retirement without financial stress.
Over the years, I’ve helped hundreds of clients:
Maximise their superannuation and retirement savings
Build reliable income streams that last
Protect their wealth from market volatility and unexpected life events
Simplify complex pension, Centrelink, and tax strategies
Outside of work, I’m passionate about fitness, reading, learning new things, and spending quality time with family — the same things many of my clients look forward to enjoying in their retirement.
My vision is to create real opportunities for everyone I work with — to live a life that’s not just secure, but truly rewarding and fulfilling.
FAQs
What does a Financial Planner do?
A Financial Planner helps you gain clarity and confidence as you transition into retirement. We build a personalised strategy to protect your savings, create reliable income streams, and make your money last. At CFV Advisory, we guide you through every step — from optimising your super and investments to managing pensions and estate planning — so you can enjoy a comfortable, secure, and fulfilling retirement.
How much does an advice cost?
The cost of retirement advice depends on your personal situation and the level of support you need. At CFV Advisory, we don’t believe in one-size-fits-all pricing — we only charge for the work that’s relevant to helping you retire comfortably and confidently. All fees are explained clearly upfront, with no surprises along the way.
What makes CFV Advisory different from other financial planning retirement services?
We simplify the complex. From creating your retirement plan to handling paperwork, applications, and follow-ups, we do the heavy lifting — so you can spend less time on admin and more time enjoying life.
Victor brings a rare blend of technical expertise and approachability, backed by over 16 years of dedicated study and experience. With a Master’s degree, the prestigious CFA designation, and a range of advanced professional qualifications, Victor is among a small group of financial planners in Australia with this depth of specialised knowledge. His friendly, down-to-earth nature ensures that your financial journey feels clear, comfortable, and empowering — giving you the confidence to retire with peace of mind.
I’m a business owner—can you help with both personal and business retirement needs?
Absolutely. We specialise in working with business owners to structure their personal wealth, protect their business, and plan for a smooth transition into retirement or sale.
Is it too late to start planning for my retirement?
Not at all. Many of our clients come to us in the final years before retirement. We help them make sense of where they are now and what steps are available next.
How hands-on do I need to be during the process?
Not much at all. We pre-fill forms, manage submissions, and coordinate with other professionals. You stay informed through out the process and in control—without the hassle.
What’s the first step to get started?
Book a short Goal Discovery call with Victor. We’ll take the time to understand your retirement goals, income needs, and the lifestyle you want to enjoy. We’ll also answer your questions and outline how we can help you retire with clarity, confidence, and peace of mind — no pressure, just a genuine conversation about your future.
Do you offer complimentary sessions?
Yes, the first session is totally complimentary! Choosing to work with a Retirement adviser is a deeply personal decision. At CFV Advisory, we offer a complimentary Goal Discovery Meeting to ensure our services can genuinely support and get you to your desired retirement. This session is not only a chance for us to understand your retirement goals and explore how we can add value, but also an opportunity for you to see if our approach resonates with you and if we're the right partner to support your aspirations. Let’s explore together how we can help you move forward with clarity and confidence to your ideal retirement.
What can I expect in this complimentary meeting?
Before your complimentary Retirement Discovery Meeting, you’ll have the opportunity to share as much detail as you’d like through our booking link. This helps us gain an early understanding of your current situation, retirement goals, and any key concerns. During the session, we’ll explore what a comfortable and secure retirement looks like for you — including your income needs, lifestyle plans, and family priorities. We’ll highlight any gaps or opportunities and explain how a retirement specialist, Victor, can help you move forward with greater clarity, confidence, and peace of mind.
What do our clients say?
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